March 16, Kathmandu. Would you build a house on the earthquake damaged the bank is not lending rate of 2 percent? If you are not a central bank report. Bank loans will provide you vyajamai 2 percent.
The entire document prior to the application for a bank loan to the bank issuing the loan, such .You have to inform the bank about the NRB Governor. Ciranjibi earthquake victims have urged Nepal.
"Bank 2 percent of the entire document, traders vyajamai Bank loan is given to a complaint in the nation, the nation vyajamai Bank loans provide you 2 percent, 'the current fiscal year, half-yearly monetary policy review on Sunday Governor Dr. Nepal said.
That is the day after the earthquake on May 13 earthquake damaged National Bank central bank to build a house in Kathmandu valley and the valley beyond 25 million earthquake victims 15 La kharupaiyamsamma loan was announced to provide 2 percent vyajamai.
However, the earthquake that within 10 months of this loan of Rs 50 lakh has been only flow. Governor Dr. Nepal has such a loan of Rs 50 lakh loan for more information on the approval had come to himself, said.
Line on debt fallacy
Nepal urged the governor discount rate debt rahatajasto have understood that. 'Debt prior to the bank to take the paper must go. Banks give loans, no relief on the line, 'he said' who is paying capacities, he only receive this loan. '
Sahulita fixed rate loan would come looking man only offer bank loans, he said. "Some people here more than 2 percent interest rate loan with another bank deposits are for the purpose of profit by, for such a bank loan robes. 'Profit due loans at subsidized rates as those without saying that now the noise was doing, he said.
"The bank only 2 percent of the actual earthquake victims to make home loans to be broken," he said. Similarly, the bank stuck with debt that arises that looking only as a loan by loan tirnasakne to submit the document does not know a satisfying subtle debt, he said.
The lack of clear government policy sooner recipient
The earthquake damaged house government policy is clearly envisaged delayed due to the delay in the delivery of debt provided by banks at subsidized rates, he added.
"Although the government is giving Rs 2 lakh relief was certain that whoever concessional rate loans. But, now that the provision is lifted, the flow is now debt, "he said. National Reconstruction Authority punanimarmna garnubharne house design standards and credit demand from the public has already said that he was no longer so.
"The government has fulfilled the criteria of the house only to invest in banks. But the government is to delay the house Maps and criteria are publicly only thing is that this credit flow has become less, "he said.
He came through the youth Rastra Bank said agriculture loans to farmers to provide 6 pratisatamai taken only 2/3 of them, and this loan he had taken Rs 13 hundred farmers 1 billion presented example.
99 9 0 million for its central bank also been given a grant of Rs interest, he said.
"Now do the same for Earthquake Relief suhulita rate debt grows," he said.
Bainkaraharule also to give an answer
Vyajadaramai two percent answered the questions raised in connection with the loan flow also should bainkaraharule governor said. 'Why did the earthquake victims concessional rate loan? The floor is the same banker friends, this question is also for bankers, they also give an answer, "said governor.
Banks are now 2 7/8 per cent of the houses mentioned giving loans Loans earthquake victims have urged.
'7/8 pratisatamai banks to provide home loans patrikatira ad I'm seeing, "he said' zero-interest bank provided money punakarja 2 percent Why do you (the bank) are all of the problems? The Governor of the National Bank for the relief of this policy is urged banks.
The feature-is?
Earthquake victims subsidized residential lending rate at zero interest bank banks announced a one-year central bank had given punahkarja. Renewal of a maximum of 10 years vasirkarupama punahkarjako and bank loans renewed every year was declared to mention.
This loan installments and interest payments on the victims of earthquakes a year, but the second year, if not regularly pay installments was mentioned. Additional charges specified period before the lender can not take bank loans paid to the central bank announcements.
During the donor pressure to increase paid-up capital
Governor Dr. Nepal Rastra Bank gave banks more time to increase the paid-up capital of the said international donor agencies and the World Bank aiemaepha antrastriya Monetary Fund) has said pressurizing.
"To increase the bank's paid-up capital, saying it was more time to reduce the pressure on the IMF and the World Bank are giving me, 'governor, adding," So we can not badhaunetira would be unthinkable, but I am thinking about how to reduce the time.'
Economic growth 2 percent, 9 percent and a half mulyavrddhidara
The governor Madhesi movement and the Indian monetary policy due to sanctions and to safeguard economic growth is projected to achieve the goal of reshaping said.
6 percent of the current fiscal year, monetary policy to achieve economic growth and prices, was 8.5 per cent target of. However, only 2 percent of yearly economic growth of Review, governor and prices, and a half to reach 9 percent have revised estimates.
'Madhesi movement and the Indian could not be obtained due to sanctions, we have taken the goals, "he said" Indian blockade Madhesi movement and growth of economic activity in both hatisakekale now apeksasahita 2 per cent of the current financial year and a half of economic growth and 9 percent price increase is estimated to be sansodhikata. '
India eased the mechanism of remitansa
The Governor of India, remittances make hiring process was smooth and simple Indian Reserve Bank of India said that the bilateral co-ordination mechanism to build.
Similarly, import and distribution of gold will be amended effective karyabidhima he said. It is easy to import and distribution of gold is expected to be effective in the Nation Bank.
Balance of payments surplus of 1 trillion 55 billion
Supply improvement came despite the inflow of imports, and Remaking vrddhidara high external debt and support operations for the next year is expected to grow by mid-July, is estimated to be 1 trillion 55 billion sodhantara.
Contraction and a rise in imports of inflow by mid-January that the country's sodhantara santulata payment of Rs 1 billion 3 9 billion to a surplus of 75 million.
Foreign exchange reserves 13 months to June 2073 total imports boarding Thanks to convey the governor said.
Expects improvement in liquidity
Half-yearly monetary policy, the banking system has excess liquidity of Review, National Bank is expected to go through is improving gradually. Madhesi movement and economic activity hatisakekale Indian blockade decreases gradually increase the liquidity of the bank's projection is kendiraya.
Declining oil and aluminum price advantage in the international market of large scale projects for implementation and could take Remaking the problem of excess liquidity and low capital expenditure is expected to resolve the central bank.
So the ratio of central bank cash, bank rate, the statutory liquidity ratio and the rate of refinancing, said governor kept intact. "More liquidity is needed for the management of liquidity mopped up the collection of deposits and reverse repo auction will be continued," he said.
Now the supply arrangements and the improvement in the foreign trade increased Rastra Bank estimates that the Managing overall economic.
This year, 18 percent of broad money growth projected remittance inflows and external debt, and grants to describe how rising due to the growth is estimated to be 21.5 percent.
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